Right now you are stressed about finances. You want that stress to stop. There will be a lot of details, a lot of “homework,” to get there but the basic points are these:

1. Spend less than you earn
2. Be prepared for the unexpected
3. Maximize what you have

Maybe you’ve never heard those before, maybe you have but couldn’t put them into action. Well today is a new day and here you will find some new advice. Let’s get started!

Thanks for joining us! We aim to round up and communicate the in’s and out’s of personal finance for those with a goal not of getting “rich” but rather of reducing stress.

This may mean different things to different readers, but creating a best selling service or product, or investing perfectly in others’ that will get you massive passive returns just isn’t our focus.

Our focus is to provide financial knowledge for average, middle class families who want to maximize what they have. We start with our 3 main principles and as we explain each one more and more financial knowledge seeps in. We’ve organized things in a way that makes sense to us: biggest expenses and most impactful steps first, slowly moving down to the more nitty gritty. Welcome to the journey, and enjoy!